Current Affairs 26th November 2017 Get Daily GK Quiz for All Upcoming Exams

Current Affairs 26th November 2017

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Today’s Current Affairs(26/11/2017)

• Govt unveils Umang app for citizen services
• Govt to set up Pradhan Mantri Mahila Shakti Kendras in 115 districts 
• HRD ministry launches Digital Signature campaign on Constitution Day
• RBI raises shareholding limit of ARCs
• Myanmar, Bangladesh sign deal for return of Rohingya Muslims
• SBI biggest bank by volume of SMSes: Report
• SBI launches omni digital channel for all banking transactions
• Paytm buys majority stake in CreditMate
• S&P maintains India’s sovereign ratings at BBB- with stable outlook

Question 1: National Housing Bank was established in which year?

A) 1985

B) 1986

C) 1987

D) 1988

Answer: D

Explanation:

National Housing Bank, a wholly owned subsidiary of Reserve Bank of India, was set up on 9 July 1988 under the National Housing Bank Act, 1987; CEO:Sriram Kalyanaraman; Headquarter: New Delhi.

Question 2: Name the mobile app launched by Prime Minister Narendra Modi on November 23, 2017 to provide access to all government services on a single platform

A) UTKARSH

B) UMANG

C) UTSAV

D) UDAAN

Answer: B

Explanation:

Prime Minister Narendra Modi launched a new mobile app — UMANG (Unified Mobile Application for New-age Governance) which will allow citizens to access Government services on a single platform.

Question 3: The Union Cabinet has approved setting up the Pradhan Mantri Mahila Shakti Kendras across _______districts of the country

A) 115

B) 117

C) 112

D) 121

Answer: A

Explanation:

The Centre approved setting up of Pradhan Mantri Mahila Shakti Kendras across 115 most backward districts of the country through a new scheme for reaching out to rural women and facilitating skill development, employment, digital literacy, health and nutrition.

Question 4: Which bank has launched You Only Need One (YONO), an omni digital service platform to offer every facility regarding financial or lifestyle services?

A) Yes Bank

B) ICICI bank

C) State Bank of India

D) Bank of Baroda

Answer: C

Explanation:

State Bank of India (SBI) has launched comprehensive digital service platform ‘You Only Need One’ also known as YONO which is a omni digital platform that offers just about everything related to financial services and lifestyle products or services.

Question 5: Which bank has launched an instant international payment services using Ripple’s enterprise blockchain technology solution for its retail and corporate customers?

A) Yes bank

B) Axis Bank

C) HDFC bank

D) ICICI Bank

Answer: B

Explanation:

Private sector lender Axis Bank has launched an instant international payment services using Ripple’s enterprise blockchain technology solution for retail and corporate customers.

Question 6: Which among the following financial services player has recently received the certificate of registration from the National Housing Bank to carry out housing finance activities?

A) Bajaj Finance Limited

B) Max Life Insurance

C) FCEL Overseas FZE

D) JM Financial Home Loans

Answer: D

Explanation:

JM Financial Home Loans, a step-down subsidiary of Mumbai-based JM Financial, has received certificate of registration from the National Housing Bank for carrying out housing finance activities.

Question 7: The government has approved to expand the Beti Bachao, Beti Padhao scheme from the current 161 districts to __________ districts in the country

A) 660

B) 650

C) 640

D) 670

Answer: C

Explanation:

The government also approved expanding the Beti Bachao, Beti Padhao scheme from 161 districts to 640 districts in the country, as well as 150 additional one stop centres for the survivors of sexual violence along with seven other programmes that are part of the umbrella scheme — the National Mission for Empowerment of Women.

Question 8: The Reserve Bank of India has decided to raise the shareholding limit of Asset Reconstruction Companies (ARCs). Earlier this limit was capped at ________ percent.

A) 26 Percent

B) 30 Percent

C) 20 Percent

D) 16 Percent

Answer: A

Explanation:

The RBI has decided to allow asset reconstruction companies to have higher holding than the 26 per cent cap set earlier with regard to limits on shareholding of the post-converted equity of a borrower company under reconstruction. The extent of shareholding will be in accordance with the permissible foreign direct investment limit for the sector.

Question 9: Which among the given banks observed its Founder’s Day on November 19, 2017?

A) Andhra Bank

B) Canara Bank

C) Corporation Bank

D) Bank Of Maharashtra

Answer: B

Explanation:

Canara Bank celebrated its Founder’s Day on November 19 by rolling out several initiatives and benefits for its staff.  The initiatives launched include a digital library, a Canarites app, a field recovery mobile app, a retail loan (vehicle) – tracking system, and a regulatory guidance tracking system.

Question 10: The total allocation made for the Nabakrushna Choudhury Seccha Unnayan Yojana is Rs _____ crore.

A) Rs 655 crore

B) Rs 645 crore

C) Rs 635 crore

D) Rs 625 crore

Answer: C

Explanation:

Odisha government has launched Nabakrushna Choudhury Seccha Unnayan Yojana worth Rs 635 crore. Under the scheme, 46,296 hectare command area of 14 major and medium irrigations and 284 minor irrigation projects will be revived.

Question 11: The rating agency Standard & Poor’s (S&P) has maintained India’s sovereign ratings at ___________with stable outlook.

A) AA+

B) AAA-

C) BBB–

D) BB+

Answer: C

Explanation:

Rating agency Standard & Poor’s (S&P) maintained India’s sovereign ratings at ‘BBB-/A-3’ with stable outlook. It said the stable outlook reflects its view that, over the next two years, growth will remain strong, India will maintain its sound external accounts position, and “fiscal deficits will remain broadly in line with our forecasts.”

Question 12: Which state has launched the scheme Nabakrushna Choudhury Seccha Unnayan Yojana to provide irrigation facility in the state?

A) Karnataka

B) Odisha

C) Andhra Pradesh

D) Kerala

Answer: B

Explanation:

Odisha government has launched a new scheme Nabakrushna Choudhury Seccha Unnayan Yojana to provide irrigation facility to about 55,000 hectare of agricultural land across the state. The scheme has been named after former chief minister and freedom fighter Nabakrushna Choudhury.

Question 13: Based on the Truecaller Insights’ report, which bank is found to be the biggest bank by volume of SMSes with over 30% Truecaller users using it.

A) State bank of India

B) Punjab national Bank

C) ICICI Bank

D) HDFC Bank

Answer: A

Explanation:

According to the Truecaller Insights’ report, the State Bank of India is the biggest bank by volume of SMSes, with 30 per cent of Truecaller users using it, followed by HDFC at 14 per cent and ICICI at 13 percent.

Question 14: With which country Myanmar has signed a memorandum of understanding on November 23, 2017 for the return of Rohingya Muslims?

A) Afghanistan

B) Bangladesh

C) UAE

D) Saudi Arabia

Answer: B

Explanation:

Myanmar and Bangladesh have signed a memorandum of understanding for the return of over six lakh Rohingya Muslims who had fled to Bangladesh to escape a violent crackdown by the Myanmar military. The crisis started in August after Rohingya insurgents attacked Myanmar’s security forces, triggering the crackdown which had been dubbed an “ethnic cleansing” by the United Nations.

Question 15: Which among the given has recently taken over majority stakes in a Mumbai-based start-up, CreditMate?

A) BSNL

B) Flipkart

C) Paytm

D) Ola

Answer: C

Explanation:

Paytm has picked up a majority stake in CreditMate, a Mumbai-based startup that facilitates two-wheeler loans for customers with no formal credit history. The company uses data-driven algorithms to disburse loans through its dealer partners.

Question 16: Which Ministry has launched a Digital Signature campaign on Constitution Day to generate awareness on fundamental duties enshrined in the Constitution?

A) Ministry of External Affairs

B) Ministry of Information and Broadcasting

C) Ministry of Corporate Affairs

D) Ministry of Human Resources Development

Answer: D

Explanation:

Ministry of Human Resources Development has launched a Digital Signature campaign on Constitution Day affirming faith in Indian Constitution and to generate awareness on fundamental duties enshrined in the Constitution. 26th November is celebrated as Constitution Day.

Question 17: The new mobile app- Unified Mobile Application for New-Age Governance- launched by Indian Government has been developed by which company?

A) SpiceDigital

B) Konstant Infosolutions

C) Tulip Telecom

D) Spectranet

Answer: A

Explanation:

Unified Mobile Application for New-Age Governance (UMANG) app has been developed by SpiceDigital, the technology partner on the UMANG project to design, develop and deliver the app.

Question 18: Who inaugurated the 5th Global Conference on Cyber Space organized in New Delhi?

A) Narendra Modi

B) Ravi Shankar Prasad

C) Ramnath Kovind

D) Sushma Swaraj

Answer: A

Explanation:

Prime Minister Narendra Modi inaugurated the fifth edition of the Global Conference on Cyber Space or GCCS in New Delhi. GCCS is one of the world’s largest conferences on cyber space. The theme of the two-day conference is Cyber4All: A Secure and Inclusive Cyberspace for Sustainable Development.

Question 19: According to a report recently released by OECD, India has slipped from a rating of ‘compliant’ to an overall rating of ________in terms of meeting international standards for exchange of tax information,

A) Partially Compliant

B) Non-Compliant

C) Largely Compliant

D) Provisionally Partially Compliant

Answer: C

Explanation:

According to a report released recently by the Organisation for Economic Co-operation and Development (OECD), India has slipped from a rating of ‘compliant’ to an overall rating of ‘largely compliant’ as regards its meeting international standards for exchange of tax information, according to a peer review.

Question 20: Which among the given Canadian banks has become the first to be included in the list of 30 global systemically important banks deemed too big to fail by the Financial Stability Board (FSB)?

A) Bank of Montreal (BMO)

B) Toronto-Dominion Bank (TD)

C) Royal Bank of Canada (RBC)

D) Canadian Imperial Bank of Commerce (CIBC)

Answer: C

Explanation:

The Royal Bank of Canada is the first Canadian lender to be added to the Financial Stability Board’s list of global systemically important banks, which are deemed too big to fail.

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